Update on EdithaThis is Editha. She previously accessed a 10,000 PHP loan, which she used to purchase a greater variety, and larger quantities, of grocery items and products needed in her business. Her earnings were a big help for her children’s education, and in her family's other expenditures.
She would like to apply for a new loan of 17,000 PHP, to buy groceries, toiletries, beverages and other products, to add to her store's inventory. In addition to the general store, she earns income from a computer shop that she owns. Her profits from business will definitely help meet her family’s daily needs and pay for her children’s education expenses. She looks forward to this financial increase from using her loan, with gladness and thankfulness in her heart.
Editha simply aspires to have a happy family. She faithfully meets with her co-fellowship* members every week, to share stories of her work and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
Previous Loan DetailsThis is Editha, 50, a resident of Taguig City, Philippines. Her husband is Ben, a tailor, and she is a mother to her three children. She manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Editha o... More from Editha's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
Concurrent and Successive Loans
968View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Nov 20, 2012
- Dec 13, 2012
- Currency Exchange Loss:
- Jun 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.