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Ms Shakeela is a 40-year-old married woman who has been successfully running a small general store in her community for the last two years. She offers various items of everyday use. Ms Shakeela very well knows the art of retaining her customers. She is the mother of two children and she is motivated to provide for her family.

Since Ms Shakeela wants to grow her business, she has requested a loan of PKR 35,000 to buy more beverages, rice and flour from the market at lower rates. She would then be able to meet her customers' increasing demand consistently. Ms Shakeela is in her 4th loan cycle and has shown excellent repayment behavior. She wishes to use part of her revenues to deal with personal expenses and to increase her business capital. Ms Shakeela also shared her dream: to build a new house for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $375 helped Shakeela to buy more beverages, rice and flour from the market at lower rates.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 13, 2012
Currency Exchange Loss:
Dec 17, 2013