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Ms Abida is 53 years old, married and the mother of four children. For six years, she has earned a living by selling milk. She began her own business by buying a buffalo to make money to support her family and supplement her husband's income. With the passage of time, her sales have increased and also her income. Thanks to her courage and determination, she now has two buffaloes. She is respected in her home in part because of her work. She helps her husband in all family as well as financial matters. Her dream for the future is to provide her children with a quality education so that they can have good and rewarding lives. She is requesting her fifth loan from the Kashf Foundation. She has some savings and is requesting PKR 35,000 so that she has enough money to buy another buffalo. She expects a boost in her income as she expands her herd. She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 431
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Abida to buy another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 13, 2012
Currency Exchange Loss:
Dec 17, 2013