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Mavluda is a rural woman of 30 years. She is married and has three small children. She lives with her husband's parents. They are pensioners, and her husband does odd jobs.

For more than seven years, Mavluda has been keeping and looking after domestic livestock and considers this a very good and beneficial activity as it provides milk and dairy products to her family. Sometimes she sells milk to the neighbors.

Mavluda decided to take a loan and to buy another dairy cow, because now there is a lot of demand for dairy products. With the loan received, Mavluda is buying a cow and is going to sell dairy products at the market, and thus hopes to improve their living conditions. Mavluda is very grateful to Kiva for the financial support.
View original language description ↓
Мавлюда сельская женщина в возрасте 30лет. Замужем и имеет троих маленьких детей. Живет с родителями мужа. Они пенсионеры, а ее муж разнорабочий.
Мавлюда более семи лет держит дома скот и присматривает за ними и считает этот вид деятельности очень хорошим и выгодным, так как её скот дает молоко и молочные продукты её семье. Иногда она продает молоко своим соседям.
Мавлюда решила получить кредит и купить еще одну дойную корову, так как сейчас очень много спроса на молочные изделия. На полученный кредит Мавлюда купит корову и будет продавать на рынке молочные продукты и тем самым надеется улучшить свои условия жизни. Мавлюда очень благодарна организации Кива за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Mavluda to buy a dairy cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 15, 2012
Currency Exchange Loss:
Jun 17, 2013