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Emerson is a 33-year-old farmer in a common-law marriage with his wife and he lives in Isabela. He has three children. They study in a school in the community and support him in the field in their free time.

He makes a living in agriculture working plots that he has a few meters from his home. He learned this from his father when he was a child studying in primary school and helping in the field of agriculture; that was his first job.

He has now spent five years doing his own farming, as he obtains good profits cultivating these crops. He is requesting a loan of PHP 30,000 so that he can cultivate and harvest the crops and improve the family's income.

He dreams of expanding his crops, improving his profits, finishing the construction of a house that he has for his family, and giving them better living conditions.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1639
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Emerson to buy seeds and fertilizer for his farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
May 24, 2013