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Sambo's Group
In this Group: Sambo, Vanny
A resident residing in a rural village of Moung Russey district located in Battambang province, Cambodia, Sambo is a 31-year-old married woman with three dependent children, all of whom are school-aged. Sambo earns the living for her family by working as a rice farmer on a three-hectare farmland, earning around 11,000 KHR per day and managing to save approximately 6,000 KHR after offsetting the daily cost of living.

She, a first-time borrower with VisionFund (Kiva’s partner), is leading a group member who is an eighth-time borrower to seek a loan in the amount of 1,000,000 KHR each. To support her rice-growing business, the business which provides the main source of income for the family, the group representative Sambo will spend her loan portion on buying fertilizer. This industrious woman expects a boost in her income so that she can use it to pursue her children’s education and, hopefully, be able to save some money to build a warm house for her family in the future.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sambo's Group's $500 loan helped a member to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013