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Rosa Maclovia

Update on Rosa Maclovia

Rosa is on her fourth loan with the "Sector 3 Maria" communal bank. She lives in a community belonging to Turi Parish in Cuenca. Turi comes from the indigenous word "kuri" which means gold. It has a structure typical of the rural settlements in the region: the presence of a plaza and church, and the buildings are located around urban landmarks; they are worthy of a visit. Because of its architectural beauty, its people still keep alive the flames of the culture and traditions.

Rosa is 40 years old and married. She has four children, ages 20, 17, 16, and 14. Her two oldest children work, help her financially, and study in a school with distance learning. Her youngest two children are studying at a school in the city. Her husband works as a private employee. They share the house in which they live.

She cleans houses for a living, working every day of the week. At home, she raises and sells pigs, hens, guinea pigs, and chickens. She also cultivates the land and what she harvests is used for food at home.

She is taking another loan because she wants to buy chickens and feed for all of her animals.

She invested her previous loan in the construction of a pigpen in order to grow her business. She made all of her payments on the designated days. Her goal is to have more animals in order to sell.
View original language description ↓
La Señora. Rosa se encuentra en el cuarto crédito que realiza en el banco comunal Sector 3 Marías, vive por una comunidad que es perteneciente a la parroquia de Turi en Cuenca, Turi viene del vocablo indígena "kuri" que significa oro, tiene la conformación típica de los asentamientos rurales de la región: la presencia de la plaza, la iglesia y las edificaciones ubicadas en torno a los hitos urbanos son dignos de visitar, por su belleza arquitectónica, su gente aun mantienen vivas las llamas de sus culturas y tradiciones.

Doña Rosa tiene 40 años de edad, está casada y en su unión conyugal ha concebido 4 hijos de 20, 17, 16 y 14 años de edad, sus dos primeros hijos trabajan, le ayudan económicamente y estudian en un colegio a distancia, sus dos últimos hijos solo se dedica a estudiar en un colegio de la ciudad. Su esposo labora como empleado privado, la casa en la que viven es de propiedad conyugal.

Ella se dedica a la limpieza de diferentes casas en las que trabaja todos los días, en su casa se dedica a la cría y venta de Chanchos, gallinas, cuyes y pollos, también cultiva sus terrenos y lo que cosecha es para el consumo de su hogar.

Su crédito anterior lo invirtio en la construcción de una chanchera para crecer en su negocio y realizo todos los pagos en las fechas indicadas. Esta repitiendo el crédito ya que quierfe comprar pollos y alimento para todos sus animales.

Su meta es tener más animales para la venta.

Previous Loan Details

Rosa is a member of the “Sector 3 María” communal bank. She lives in a community belonging to Turi Parish in Cuenca. This parish is known for the beauty of its church and also because one can view a large part of the city of Cuenca from there. Its people are nice, kind, tenacious and hardwor... More from Rosa Maclovia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Rosa Maclovia to buy chickens and animal feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013