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Uniendo Fuerzas Group
In this Group: Yemima Tania*, Estela Luz, Mari Luz, Marcela, Margarita Geovana, Cinthia Luz, Maria Salome, Pedro Eduardo
* not pictured
Warmest greetings.

This is the group “Uniendo Fuerzas” which is made up of eight enthusiastic members and workers.

Margarita is the treasurer of the group, a position she has taken responsibly. She has been working in a school for some years, serving as a teacher. Currently she is starting a business which consists of renting costumes for children. This is why she is asking for a loan to buy costumes. With her previous loans she could improve her housing.

Her greatest desire is to grow her new business. Margarita is married and has one son which has been her motive to get ahead. She feels happy because thanks to her work she can continue supporting her family.

The communal bank “Uniendo Fuerzas” is grateful for the loans provided as they make it possible to progress.

Margarita is in the back row, over on the right side, and is wearing a red jacket.
View original language description ↓
Cordiales Saludos. Este es el grupo “Uniendo Fuerzas” conformados por 08 socios entusiastas y trabajadores. Siendo Margarita la tesorera del grupo, cargo que ha llevado con responsabilidad. Hace varios años que trabaja en un colegio, brindando servicio de docente. Actualmente está iniciando un negocio, la cual consiste en el alquiler de disfraces para niños. Es por ello que solicito el crédito para la compra de disfraces. Con sus créditos anteriores a podido mejorar su vivienda. Su mayor deseo es de es crecer en su nuevo negocio. Margarita es casada y tiene 01 hijo la cual ha sido su motivo para seguir adelante. Se siente feliz pues gracias a su trabajo puede seguir apoyando a su familia. La Alcancía Comunal “Uniendo Fuerzas” agradece el crédito brindado, ya que hacen posible su progreso. Margarita se encuentra en la parte posterior, es la primera del lado derecho y viste casaca color rojo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Uniendo Fuerzas Group's $2,750 loan helped a member to buy costumes for her business of renting costumes for children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 12, 2012
Currency Exchange Loss:
Jun 17, 2013