Patococha (Cuenca) Group
One of the members of this group is María, 53. She's divorced but had six children in her marriage, five of whom are married and live on their own; her only single child studies in a university in the city. The house she lives in is her own.
She makes a living working in the field, in ranching. She sells the milk she gets from her cows. She also raises chickens, pigs, and guinea pigs. She plants her fields, and what she harvests is for home consumption. Sometimes she's called to work as a day laborer. All these jobs give her the opportunity to improve her financial stability.
She's going to invest her new loan in buying fertilizer to improve her fields. She's also going to buy chickens.
Her dream is to have a profitable business, such as a restaurant.
Una de las socias de este grupo es la Señora. María Graciela, tiene 53 años de edad, es divorciada pero en su unión conyugal ha concebido 6 hijos, cinco de ellos son casados y viven independientes, su único hijo soltero estudia en una universidad de la ciudad, la casa en la que vive es propia.
Ella se dedica al trabajo del campo como es la ganadería, la leche que obtiene de su ganado la vende, también cría pollos, cerdos y cuyes, siembra sus terrenos y lo que cosecha es para el consumo de su hogar, hay veces que le llaman para que trabaje como jornalera, todas estas actividades le dan la oportunidad de mejorar su estabilidad económica.
Su nuevo crédito lo va a invertir en la compra de abono para mejorar sus potreros y también va a realizar en la compra de pollos.
Su sueño es tener un negocio rentable como un restaurante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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