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Santos Justiniano
Santos, 53, is a Managua native. He is single and a father of 3 children that have moved out. With his knowledge from school and work, he makes a living selling cheese.

Santos began his business with his boss, who also works with cheese, helping him with sales. Over time, Santos has been gaining experience and mastery of the business. Later on, he decided to start his own business.

With the administrative help of his daughter, he sells his cheese in the market. His expectation is to increase the number of products and buy more cheese to satisfy the needs of his customers.

He is requesting this loan to buy more cheese, curd, cream, and other things, since he believes that this will help him increase sales, thereby earning more money. He plans to increase production of his cheese, since his next goals are to sell his dairy products in larger quantities and invest in his business.

His dream is to buy another property so he can expand his business. This way he can move his family forward.
View original language description ↓
Santos con 53 años de edad, originario de Managua, soltero, padre de 3 hijos ya son independientes, con conocimiento académico de primaria, de oficio comerciante, se dedica a la venta de queso. Santos inicio su negocio por medio de su jefe quien también se dedicaba a la misma actividad, el le ayudaba a vender queso, con el tiempo fue obteniendo experiencia y total dominio en el negocio, luego decide independizarse, pone su puesto de venta de queso en el mercado, el cuenta con el apoyo de su hija que le ayuda con la administración del negocio, su expectativa es crecer en productos y comprar mas queso para satisfacer las necesidades de sus clientes.
El solicita el préstamo para comprar más queso, cuajadas y crema etc. Ya que el estima que le ayudaría a incrementar sus ventas y así obtener mas ganancias, sus planes futuro es aumentar sus producción de queso, ya que sus metas próxima es vender en mayor cantidad sus productos lácteos y de manera rápida para invertir siempre en el negocio. Su principal sueño es comprar otro local para expandir su negocio y de esta manera poder salir adelante con su familia.

About Nicaragua

  • $3,636
    Average annual income
  • 115
    View loans »
    Nicaragua Loans Fundraising
  • $23,803,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Santos Justiniano to buy more cheese, curd, cream, and other things.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2012
Listed
Dec 12, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 18, 2013