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Yenifer
Yenifer is 27 years old and lives to the southwest of the city with her husband and five children, between the ages of 3 and 12. She started her haircutting business six years ago when she decided to generate an income to provide her five children with a better quality of life.

Yenifer started out as an assistant in a salon and gradually trained herself at a beauty school and it helped her perfect this trade. She offers hairstyles, cuts, highlights, and tints from a salon located in the neighborhood where she lives with her family. Her main customers are men, women, and children who go to her to improve their personal images.

Her goal is to make improvements to her home, but her challenge is not having enough capital to buy supplies in quantity so that she can get special discounts and be prepared with an inventory of supplies for the upcoming holiday season. Family visits and customers want to look nice when they close out the year, full of happiness and glee.
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Yenifer de 27 años de edad, vive al suroccidente de la ciudad con su cónyuge y sus 5 hijos en las edades de 3 a 12 años. Ella inició un negocio de peluquería desde hace 6 años, cuando decidió aportar ingresos a su hogar para suministrarle a sus 5 hijos una mayor calidad de vida. Yenifer había iniciado su experiencia como ayudante de peluquería y gradualmente fue capacitándose en un instituto de belleza, que le ayudó a perfeccionar este oficio. En su negocio ofrece peinados, cortes de cabello, alisado y tinturado, en un local ubicado en el barrio donde habita con su familia. Sus principales clientes, son mujeres, hombres y niños, que asisten al negocio de Yenifer para lograr mejoramiento de su imagen personal. Su meta es ampliar su negocio y hacer mejoramientos a su vivienda; su gran desafío es tener el suficiente capital de trabajo, para comprar en mayores cantidades, tintes y en general productos capilares, para lograr descuentos especiales y estar preparada, con inventarios de insumos para épocas como la que se avecina, en la que el fin de año y las navidades, llegan colmados de fiestas familiares y en ellas los clientes quieren verse elegantes y dispuestos a cerrar el año, llenos de alegría y felicidad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 239
    View loans »
    Colombia Loans Fundraising
  • $13,362,800
    Funds lent in using Kiva
  • 1,802.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Yenifer to buy supplies.
98% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 27, 2012
Listed
Dec 13, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 29, 2014