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Marie  Joseph
Marie Joseph is a 39 year old woman, married and mother to 5 children whose ages range from 10 to 21 years old. Two of her children still go to school. As a business, she has owned a takeout business in a neighborhood of the town for about 3 years. She benefits from good experience in this domain, but her capital doesn't allow her to satisfy all her clientèle anymore and her clientèle is sometimes obliged to go to her competition. This is because of her small capital. With this loan she would like to increase her cases of drinks in order to satisfy the demands of her clientèle. This will equally increase her turnover as well as her profits and will also allow her to be in order in her business. The income generated will allow her to better meet her family's needs. Her ambitions for her business are to sell drinks wholesale.
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Marie Joseph est une dame âgée de 39 ans,mariée et mère de 05 enfants dont l'age varie entre 10 et 21 ans. Deux de ses enfants vont encore à l'école. comme activité, elle dispose d'une vente à emporter dans un quartier de la ville de 03 ans environ. elle bénéficie d'une bonne expérience dans le domaine. mais son capital ne lui permet plus de satisfaire toute sa clientèle qui est parfois obligée de se retourner vers la concurrence. Ceci à cause de la petitesse de son capital .elle voudrait avec ce crédit pour augmenter les casiers de boisson afin de satisfaire la demande de sa clientèle. cela va également augmenter son chiffre d'affaire ainsi que son bénéfice et lui permettra aussi d'être en règle dans son commerce. les revenus générés lui permettront de mieux subvenir aux besoins de la famille. elle a comme ambitions pour son activité de faire dans la vente en gros des boissons.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 504.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Marie Joseph to increase her stock of drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 12, 2012
Currency Exchange Loss:
Feb 17, 2014