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Garik is 37 years old. He lives in Nor Dvin village with his wife and 4-year-old son. He has a plot of land where he grows 300 appletrees.

As agriculture is the only source of income for Garik, he wants to expand that business. With the requested amount Garik will purchase polyethylene cover for his greenhouse and tomato seeds. This will enable him to grow more vegetables and thus increase the family income. This new business initiative will significantly improve the living conditions of the family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Garik to pay for tomato seeds and polyethylene cover for the greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 21, 2012
Currency Exchange Loss:
May 17, 2014