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Unite Group
In this Group: Neema, Nyota, Kabala, Bujiriri, Dada , Misona, Mubagwa, Nakanyi, Mayimuna, Tulinabo, Naminani, Bitondo, Cibonga, Napata, Yulila
Nyota, the customer, is a dynamic woman and a member of the group "Unité". She is 46 years old and the mother of 9 children who all attend school. She has been selling soft drinks at the town's central market since her husband died, 5 years ago. The loan being requested will be spent on this business and used to buy 11 cases of soft drinks. Her dream is to expand her business so that she can eventually buy a warehouse and sell wholesale. She thanks Hekima for these loans.
La cliente Nyota est une femme dynamique du groupe unité. Elle est mere d’une famille de 9 enfants tous scolarisés à l’âge de 46ans. Elle est vendeuse des boisons sucrées depuis la mort de son mari (5ans) au marché central de la ville. Le credit sollicité sera affecté dans le même commerce en s’approvisionnant en 11 caisses de boissons sucrées. Son rêve est que ses activités croissent jusqu'à avoir un dépôt(vente en gros). Elle remercie Hekima pour ces prêts.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Unite Group's $5,975 loan helped a member to buy 11 cases of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 12, 2012
Currency Exchange Loss:
May 17, 2013