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Uulbek is 53 years old and widowed with two children. Her son works in Bishkek. Uulbek's husband died suddenly. They had started their business together, but after his death Uulbek was left alone with the children and all the household problems. Despite all the troubles, Uulbek is still lively and cheerful. She firmly believes in a bright future for her family. Uulbek is involved in animal husbandry and agriculture, which are the main sources of income for her family.

Thanks to her perseverance and hard work, Uulbek was able to develop her business with 20,000 som (KGS) and now her monthly income is 10,000 som (KGS). To further increase her business, Uulbek has turned to Bai Tushum and Partners for a loan of 50,000 som (KGS) to buy one cow and to get ready for the spring. She plans to use the income from the loan to expand her tilled field and to increase her head of livestock. Uulbek dreams that one day in the future her children will have good work and a good family.
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Уулбек 53 год, вдова, имеет 2 детей.Оба сына работают в Бишкеке.муж Уулбек скоропостижно скончался. Они начинали свой бизнес с мужем, после его смерти она осталась с детьми одна со всеми житейскими проблемами. Несмотря на все проблемы она остается все такой же жизнерадостной и веселой. Она твердо уверена в светлое будущее своей семьи. Уулбек в качестве основного источника дохода для семьи занимается животноводством и полеводством. Благодаря настойчивости и упорному труду, Уулбек сумела развить свой бизнес с 20,000 KGS сегодня ежемесячный доход бизнеса составляет 10,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Уулбек обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 1 коровы и подготовку на весенний период. Доходы от кредита Уулбек планирует вложить в расширение обрабатываемого поля и увеличения количества скотины. Она мечтает чтобы дети имели хорошую работу в будущем и хорошую семью.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Uulbek to purchase one cow and to prepare field for seeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 18, 2012
Currency Exchange Loss:
Dec 17, 2013