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Telma is married and has five children, all of whom attend school in the town of Maputo. She lives with her husband in a house she owns. She supports her children by sending money for their daily expenses and also gets help from her husband.
She's in retail and sells various products. With the current loan she intends to purchase goods (chickens, cooking oil, peanuts, soap, fish, etc.) in order to stock up and diversify her merchandise.
In the future she wishes to start a more profitable business in a more professional way, so that she can increase her profits. For that reason she pledges to repay the loan as scheduled so she can request more loans from Hluvuku.
The challenge she faces is investing in her children's education all the way to a college degree.
View original language description ↓
Casada e mãe de 5 filhos, todos a frequentar Escola na cidade de Maputo, ela vive na casa própria com o seu esposo e sustenta os filhos enviando dinheiro para despesas correntes e conta com ajuda do seu marido.
É comerciante vende produtos diversos e com o presente empréstimo pretende comprar produtos (frangos, óleo, amendoim sabão, peixe e outros) para aumentar e diversificar a sua mercadoria.
No futuro deseja montar um negócio mais rentável de forma mais profissional para poder subir o seu rendimento, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é apostar na Educação dos folhos ate atingir o nível superior.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 29.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Telma to purchase chickens, cooking oil, peanuts, soap, fish, etc. for selling.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013