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Fatima is 53 years old and she is the mother of five children: two daughters and three sons. Her middle son has died, but the rest of the children are grown up and are working; her daughters are married and her eldest son lives with her. Fatima is a widow - her husband died suddenly in 1991. She started her business with her husband and after he died she was left alone with the all the household problems. Despite all the troubles, Fatima is still lively and cheerful. She firmly believes in a bright future for her family. Fatima is involved in animal husbandry, which is the main source of income for her family. She started this may years ago when she and her husband purchased two heifers for 60,000 som (KGS) and she now has two dairy cows and 20 sheep on her farm. Her monthly income from the farm is about 6,000 som (KGS) from the sale of milk and dairy products. To further increase her business, Fatima has turned to Bai Tushum and Partners for a loan of 60,000 som (KGS) to buy one cow and one calf. She plans to use the proceeds from the loan to increase her farm's capacity and she would like to pay for her grandchildren's education.
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Фатима 53 лет, мать 5 детей двух девочек и 3 сына. Средний сын погиб, остальные взрослые и работают сами дочки замужем, старший сын живет с Фатимой. Фатима вдова, муж Фатимы скоропостижно скончался в 1991 году. Они начинали свой бизнес с мужем, после его смерти она осталась с детьми одна со всеми житейскими проблемами. Несмотря на все проблемы она остается все такой же жизнерадостной и веселой. Она твердо уверена в светлое будущее своей семьи. Фатима в качестве основного источника дохода для семьи занимается животноводством. Начатое много лет назад они с мужем купили 2 нетели за 60,000 сом (KGS) на сегодняшний день у неё в хозяйстве имеется 2 дойные коровы и 20 овец. Ежемесячная прибыль от хозяйства составляет около 6,000 сом (KGS)от продажи молока и молочной продукции. В целях дальнейшего развития своего бизнеса, Фатима обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку 1 коровы и теленка. Доходы Фатима планирует вложить в дальнейшее увеличение хозяйство и хотела бы обеспечить образованием внуков.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Fatima to purchase a cow and a calf.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 15, 2012
Currency Exchange Loss:
Dec 17, 2014