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Khayriniso lives in the region of J. Rumy. She is 66 years old and lives with her husband. Her son is working abroad. Khayriniso is a homemaker.

She is taking a loan to buy a sewing machine to start her own activities from her home. Khayriniso intends to sew national dresses. She is a very hardworking woman.
View original language description ↓
Хайринисо проживает в районе Дж. Руми. Ей 66 лет. Она живет с мужем. Ее сын находится на заработках за рубежом. Хайринисо домохозяйка. Она берет кредит для приобретения швейной машинки, чтобы начать свою деятельность у себя дома. Хайринисо намерена заняться шитьем национальных платьев. Она очень трудолюбивая женщина.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Khayriniso to purchase a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 14, 2012
Currency Exchange Loss:
Dec 17, 2013