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Zamira is 34 years old, married, and has 2 children. She and her children live in an old house, but her husband has left for the Russian Federation and does not help his wife with the home repairs. They have had this housing problem for several years, but have been unable to deal with it because they have a low salary. Zamira has been working in a private company for several years. Her income goes towards providing for her family because supporting 2 children in today's world is not easy and requires a great deal of money. Zamira has taken out loans from our organisation before and has a good credit history. She fulfilled all the plans that she had hoped to with the help of her previous loans from IMON. This time, she has decided to take another loan so she can repair her house, because she no longer hopes for support from her husband. She needs to carry out repairs in her children's rooms and the kitchen. Zamira is seeking a loan of 2,000 Tajikistan Somoni to buy building materials for home repairs. She and her children will wait for kind lenders to help them resolve their housing problems.
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Замире 34 года. Она замужем и на воспитании имеет 2 детей. Она живет с детьми в старом доме, а ее муж уехал в Российскую Федерацию, и не помогает жене отремонтировать дом. Это проблема у них существует уже несколько лет, но решить они не могут, так как их доход маленький. Замира уже несколько лет работает в частной фирме. Она использует свою зарплату для содержания семьи, так как в настоящее время содержать 2 детей тоже не легко, и требует массу денег. Замира раньше кредитовалась в нашей организации и имеет хорошую кредитную историю. Она реализовала свои планы с помощью займов, которых она получала от ИМОН. На этот раз она тоже решила получить займ и отремонтировать свой дом, так как она больше не надеется на мужа. Она должна отремонтировать комнаты детей, кухню. Она запрашивает займ на сумму 2000 сомони для покупки строительных материалов для ремонта дома. Замира и ее дети будут ждать, пока добрые кредиторы помогут им решить проблему жилья.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Zamira to buy building materials to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 14, 2012
Currency Exchange Loss:
Nov 18, 2013