Sisilia is 43 years old and married, and she has four children. She has a small garden where she grows taro, taamu, yams, and bananas, which she can sell in her community, or at the market. She has been doing this for two years. Sisilia needs a loan to buy tools and farm inputs, like knives, weed spray, a spade, and a wheelbarrow, to use in growing and harvesting her crops. Sisilia will use the profits from her sales to pay for her children's school fees.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.