Sinaluapepa is a 22-year-old, married woman, who has three children. She makes and sells ice cakes in her community, to earn a living. She has two years of experience with this business. Sinaluapepa needs a loan to develop her business. She plans to use her profits to help her small family with financial issues. Sinaluapepa joined SPBD in 2012.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.