Fale is 37 years old and married with 7 children. She runs a small business selling sandwiches, donuts, etc. to her community and has been doing this for 4 years. Fale has requested a loan to purchase more goods for her canteen. She joined SPBD in 2012 to gain access to capital. With her earnings, Fale will save more to help her family in the future and also pay for her children's educations.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.