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Niulea is 38 years old and married with 8 children. She runs a small business selling bakery foods in her community and has been doing this for many years. Niulea has requested a loan to buy flour, sugar, custard, butter, cooking oil and a frying pan. She joined SPBD in 2011 to gain access to capital. With her earnings,Niulea will use her next loan to expand her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,793,625
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Niulea buy flour, sugar, custard, baking soda,and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2013