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Emilia is married and the mother of 3 children, all of whom attend School, lives in her own house with her family and supports her parents by sending them some money every once in a while.

She's a teacher and a permanent employee of the Ministry of Education. With this loan she plans to buy construction material (stone, cement, sand, iron, windows and others) to continue the extension of her house.

In future, Emilia wishes to build an establishment in her local market. To this end she commits to duly paying off the loan in order to solicit further loans from Hluvuku.

Her challenge is to continue her studies until she completes higher education.
View original language description ↓
Casada e mãe de 3 filhos, todos frequentam a Escola, vive na casa própria com a sua família e sustenta os pais mandando alguma ajuda de vez enquanto.
É docente e quadro do Ministério da Educação. Com o presente empréstimo pretende comprar material de construção (pedra, cimento, areia, ferro, janelas e outros) para dar continuidade com a ampliação da sua casa.
No futuro deseja construir um estabelecimento no mercado local, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é continuar com os seus estudos atem atingir o nível superior.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 44
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emilia buy construction material (stone, cement, sand, iron, windows and others) to continue the extension of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2014