Sok Kheng is 45 years old. She is married and resides with her six children in Takeo Province, Cambodia. She has been cultivating rice and fattening up animals for more than ten years, earning approximately $2 a day. Her husband (who is joining her in the picture) is a construction foreman who makes an income of $10 each day. Three of her children are employed; they earn about $9 per day. In order to improve her family’s finances, Sok Kheng requests a loan of $500 to purchase cattle to breed and resell when they gain weight. This purchase will help her make more income for the family. In the future, she would like to expand her business and help her children earn bachelor’s degrees. Moreover, she hopes to build a new house as soon as possible.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.