Las Forjadoras De Villa Del Norte Group
This group is new. Five friends formed it. One of the members is Delia who is 43 years old. She is divorced and lives with her two children.
Delia is engaged in different trades. She has a store in her home where she sells all types of staples. She also rents a part of her home such as the garage where the market traders keep their carts.Thanks to the income she gets she can provide her children with a good education and cover the basic household costs her family requires.
Delia always wanted to have her own business so as to not neglect her children and feels happy to have achieved her dream. Now she wants to continue working to improve her store and stock it with more products. The loan that EDAPROSPO will provide her will be invested in the purchase of special Christmas products such as panettones and chocolates.
During the holiday season sales increase and that’s why she wants to stock these products in order to be able to satisfy her customers.
Delia wants to thank all the loaners for supporting her communal group. In the photograph she is wearing a blue polo.
Este grupo es nuevo, son 5 amigas que lo conforman, una de las socias es la Sra. Delia de 43 años. Ella es divorciada y vive con sus 02 hijos. Delia se dedica a diferentes oficios, en su casa tiene una bodega donde vende toda clase de productos de primera necesidad, también alquila una parte de su casa como cochera donde los comerciantes del mercado guardan sus carretas, gracias a los ingresos que percibe puede darle a sus hijos una buena educación y sustentar los gastos básicos que su familia requiere. Delia siempre quiso tener un negocio propio para no descuidar a sus hijos y se siente feliz de haber logrado su sueño, ahora quiere continuar trabajando para mejorar su bodega y surtirla con mas productos, el préstamo que EDAPROSPO le otorgara lo invertirá básicamente en la compra de productos navideños en especial panetones y chocolates, en estas fiestas navideñas las ventas aumentan por eso quiere abastecerse de estos productos para poder satisfacer a su clientela.
Delia quiere agradecer a todos los inversionistas por apoyar a su grupo Comunal, en la foto ella viste polo color azul.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid