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Juana María
Doña Juana is a merchant who sells Avon cosmetics. In addition, she sells fried foods, like tacos and enchiladas, and natural sodas.
She started the Avon sales on her own initiative and to help her husband with the household expenses.
Previously, doña Juana made her living selling shell-fish door to door. Nevertheless, she has found a way to develop a business right in her home.
Her business requires a financial pool that would allow her to expand and improve her customer service.
Doña Juana is married and takes care of one son, who is currently in secondary school.
View original language description ↓
Doña Juana es comerciante de cosméticos de la marca avon, además de vender comidas fritas como tacos, enchilada y refrescos naturales.
Su idea de negocio nace por iniciativa propia y para apoyar a su esposo para solventar algunos gastos de su casa.
Antes se dedicaba a vender mariscos de casa en casa, sin embargo ella descubre en desarrollar un negocio ubicado en su casa de habitación.
Su negocio requiere de una fuente de financiamiento que permita ampliar y mejorar la atención a sus clientes.
Su estado civil es casada, y tiene a su cargo un hijo en actualmente estudia su secundaria.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Juana María to purchase Avon Cosmetics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 11, 2012
Currency Exchange Loss:
Jul 17, 2013