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Update on Estelvina

Estelbina farms in the municipality of Ticuantepe; together with her husband and children, they have taken advantage of the land. Her dream is to have better conditions and leave a good future for their children. Currently they need to carry out maintenance of the Pitahaya plantillo; so that the pineapples in the next harvest will be good quality fruit. With the new financing, she will buy the necessary supplies to advance the harvest with some urea, supplements and fertilizer so they can have good crops next year. Thanks to Afodenic, Estelbina has improved life a little bit and most importantly, she has gotten her children ahead.
View original language description ↓
La señora Estelbina agricultora del municipio de Ticuantepe, junto a su esposo e hijos han sabido aprovechar las tierras, su sueño es poder tener mejores condiciones y dejarle un buen porvenir a sus hijos, actualmente necesita darle mantenimiento al plantillo de Pitahaya, piñas para que en su proxima cosecha puedan ser de buena calidad los frutos, con el nuevo financiamiento comprara los insumos necesarios para sacar adelante su cosechar con un poco de Urea, Completo, Fertilizante podra tener buenos cultivos el proximo año, gracias a Afodenic doña Estelbina a mejorado de vida un poco y lo importante ha sacado a sus hijos adelante.

Previous Loan Details

Estelvina is a small farmer in the area of Ticuantepe. She lives with her husband who helps with the household expenses. They have children in their care. The plans for the future are to be able to improve their living conditions. Estelvina has for some years worked as a farmer but now is intro... More from Estelvina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Estelvina to buy supplies for crop maintenance.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Dec 11, 2012
Currency Exchange Loss:
Jul 17, 2014