Dear people of KIVA, Maria is a used clothing merchant, a business which has become very popular in Nicaragua thanks to the low cost of buying clothing for adults and children.
She needs a loan to improve her business activity. Her investment plan is to buy a pack of used clothing for children. This will help satisfy her customers' purchasing needs.
Earlier, Maria worked selling seafood as a mobile vendor, going from house to house, but thanks to the savings she obtained from that business, she decided to set up her used clothing business, which she operates out of her home.
She is married and has three children in her care.
She is a person with principles and Christian values.
Estimados señores de KIVA, doña maria es comerciante de ropa usada, un negocio que ha tenido una gran aceptación en Nicaragua por los bajos costos de adquirir ropa de adulto y para niños.
Ella necesita un préstamo para mejorar su actividad comercial, su plan de inversión es para comprar una paca de ropa usada para niños, y contribuir a satisfacer la necesidad de compra de sus clientes.
Doña maria se dedicaba antes a vender mariscos de forma ambulante de casa en casa, pero gracias a sus ahorros que obtuvo de este negocio decide poner su negocio de ropa usada en su casa de habitación.
Su estado civil es casada y tiene tres hijos a su cargo.
Es una persona de principios y valores cristianos.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.