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María Lucrecia
Maria makes a living selling corn tortillas (both soft and toasted), which are a very popular Nicaraguan food. Her mother taught her how to make these when she was 14 years old. Since then, she has had the idea of making a business out of producing these tortillas. Maria is a single mother of two school-aged children. With her earnings from this tortilla business, she provides for her family's household, educational, and medical expenses. She is a hardworking woman who is dedicated to her children.

Maria needs this loan in order to buy corn in bulk as well as firewood. This will help her to reduce the cost of producing her tortillas.
View original language description ↓
Doña maria se dedica a producir tortillas suaves y tostadas, este es un producto elaborado a base de maíz, y muy popular en la comida de los nicaragüenses.

Este oficio lo aprendió de su madre cuando ella tenía apenas catorce años de edad y desde entonces nace la idea de hacerlo como su medio de trabajo.

Ella es madre soltera, tiene dos hijos a su cargo y en edad escolar, y con los ingresos que obtiene vendiendo tortillas lleva el sustento diario a su hogar y para solventar los gastos de educación y de salud.
Necesita una fuente de financiamiento para adquirir maíz por quintales y leña, esto con el objetivo de disminuir los costos de producir la tortilla.

Es una persona esforzada y dedicada a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped María Lucrecia to buy corn and firewood.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 11, 2012
Currency Exchange Loss:
Jul 17, 2013