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Tatiana, a young entrepreneur, has been selling cosmetics and clothes for five years. Her husband paints cars, and with his support and her income, she maintains her little son. They all live in her mother-in-law’s house.

Tatiana is requesting her first loan with Afodenic and she will invest it in her business. She now has too few products to offer to her customers, so she will buy cosmetics and different clothes for men and women.

She deeply appreciates the help she has received through this loan, which will help her to keep her customers and get ahead in life, together with her family.
View original language description ↓
Tatiana joven emprendedora que se dedica a la comercialización de venta de cosméticos y ropa desde hace 5 años con estos ingresos se ayuda para la manutención de su pequeño hijo con el apoyo de su esposo quien es pintor automotriz, ellos habitan en casa de su suegra, ella está optando para su primer crédito con Afodenic el cual invertirá en su negocio ya que tiene muy pocos productos por ofertar a su clientela, comprara cosméticos, ropa variada de damas y caballeros, está altamente agradecida por el apoyo que le han brindado con este financiamiento para poder seguir adelante con su familia y mantener a sus compradores.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Tatiana to buy cosmetics and assorted clothes for men and women.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 11, 2012
Currency Exchange Loss:
Jan 18, 2014