Check out other loans that are currently fundraising!
David Hernand
David’s a hardworking man who in addition to his grocery store also works providing customer service in a restaurant. He’s had both these sources of income for approximately one year and they help him support his three children who are little and are attending school. His wife helps him with the grocery store and they both get ahead by means of their own efforts. This is his third loan request to stock his store. He will buy basic grains, canned goods, fruit, vegetables and dairy products, among others so his small establishment will always be well-stocked for its development.
View original language description ↓
El señor David hombre trabajador quien aparte de su pulpería también trabaja para un restaurante en atención al cliente aproximadamente 1 año con estos dos ingresos se ayuda para la manutención de sus tres hijos que están pequeños y van a la escuela, también cuenta con el apoyo de su esposa en la pulpería así ambos salen adelante con sus propios esfuerzos, este tercer crédito lo solicita para surtir mas su negocio comprando granos básico, enlatados, frutas, verduras, lácteos entre otros para mantener siempre de todo en su pequeño establecimiento para su desarrollo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped David Hernand to buy stock merchandise for his store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 11, 2012
Currency Exchange Loss:
Jun 18, 2013