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Graciela

Update on Graciela

Graciela continues with her activity selling basic staples in a neighborhood store. She relates that she did well with her previous loan since she used it to buy eggs and milk. On this occasion, she requests the loan to buy merchandise like grocery items, soft-drinks, a variety of candy and cookies to stock her store. She feels happy and grateful to the institution for the support provided.
View original language description ↓
la Sra. Graciela sigue con la actividad de la venta de productos de primera necesidad de una tienda de barrio, cuenta que le fue bien con el credito anterior ya que lo utilizo en la compra de huevos y leche, en esta ocacion solicita el credito para la compra de mercaderia como abarrotes, referscos variedda de dulces y galletas para surtir su tienda, se siente feliz y agradecida con la institucion por el apoyo brindado.

Previous Loan Details

Graciela is 53 and single. She has one son who is 25 and is already living on his own. Graciela sells eggs and milk, staples in her neighborhood store in the Palmira area. This loan is the third in a sequence with Kiva partner Emprender. Graciela will use this loan to buy milk and eggs in... More from Graciela's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 186
    View loans »
    Bolivia Loans Fundraising
  • $31,008,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Graciela to buy merchandise to stock her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2012
Listed
Dec 11, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013
This photo was used before for a previous loan for Graciela. It was first posted on Kiva on May, 2012. Learn More