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This is Hawanatu. She is 34, married, and has three children aged ten, six, and four. In 2001, Hawantu established her textiles business. Her business is located at the city center and her main customers are middle-aged people. She began her business because she decided to reduce the burden of her husband, whose monthly salary is not sufficient for the family's needs. Working six days a week and eight hours a day, she earns about 1,000,000 SLL a month.

Hawanatu would like a loan in the amount of 3,000,000 SLL. She requires a loan to buy more Africana dresses, which are in increasing demand. She hopes that this loan will increase her monthly profits. In the future, Hawanatu plans to expand her business to sell clothing in bulk. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 26
    View loans »
    Sierra Leone Loans Fundraising
  • $9,245,175
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hawanatu to buy dresses for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 12, 2012
Currency Exchange Loss:
Sep 17, 2013