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This is 34-year-old Fatmata. She is married and has one child, age 12 years. She has three additional dependents that live with her to assist them for their schooling.

In 1996, Fatmata established her textiles business. She began her business just after her mother died and she took over the business. Her business is located in city center and her main customers are women. Working six days a week and eight hours a day, she earns about Le 1,000,000 every month from this business.

She would like a loan in the amount of Le 3,000,000. Fatmata requires a loan in order to buy a half bail of cotton. She hopes that this loan will increase her monthly profit by Le 700,000.

In the future, Fatmata plans to rent a shop that can accommodate a large quantity of goods as she now experiences large numbers of customers. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Fatmata to buy a half bail of cotton.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 12, 2012
Currency Exchange Loss:
Jul 17, 2013