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Goharik lives in the Nor Kesaria village of the Armavir region with her husband and two children.

Goharik is involved in farming. She has a plot of land where several kinds of vegetables are grown. Her husband, Edvard, is an electrician and works at a local company. He gets a monthly income but it is not enough to cover the family's everyday expenses. So, together with her husband, Goharik decided to start raising cattle.

She has requested a loan to purchase a cow, three oxen and forage for feeding them. The loan will help Goharik and her husband to accomplish their goals and gather more income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Goharik to pay for a cow, three oxen and forage for feeding them.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 12, 2012
Currency Exchange Loss:
Oct 17, 2013