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Zozan, who is 58 years old, lives in Arevadasht village with her husband, son, daughter-in-law and two grandchildren. With 300 lambs and 21 cows, the entire family is involved in cattle breeding. Zozan uses the milk in cheese production and provides beef to local butchers. Both milk and beef are very popular among the buyers, thereby making the business profitable. But as the family is big, there are many costs to cover.

Zozan would like to expand her enterprise and increase the number of livestock through the purchase of five heifers and forage for feeding them. This will significantly increase her family's income and enable Zozan to secure a better future for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zozan to pay for five heifers and forage to feed them.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 20, 2013