Tom is a 57-year-old married man with one child living in Masindi, Uganda. Fifteen years ago, he decided to start a retail shop, and his business has grown over time so that he now boasts of a supermarket. Like most traders, he is faced with the challenge of price fluctuation and inflation. His dream is to open branches in other towns.
Good father that he is, he has so far educated his child, who has now graduated with a degree. He also has other dependents whose fees he pays. Most of them are orphans. Tom is requesting a loan to buy general merchandise such as bread, tea leaves and sugar to sell.