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Lena is from the village of Rokhi. She is 40 years old and lives with her husband, retired mother and two sons. Lena’s husband works as an artisan locally and gets a small monthly income. The family earns their living through an agricultural business. They run a small dairy farm with a milk cow whose milk is used in cheese products. She sells the dairy products from her house. Additionally, Lena owns a pig and sells piglets seasonally. She works hard to make some savings and improve her family's living conditions. Lena requested a loan to purchase an additional milk cow. She will be able to produce and sell more cheese, allowing her to expand her business and earn a good profit. With these increased profits, she will be able to reinvest in her agricultural business, spend more on the family’s daily needs, and improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Lena to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 12, 2012
Currency Exchange Loss:
Nov 18, 2013