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Namen
Namen is a single mother with four children, three younger than 15. The family lives in a four-room apartment in Bamenda North West region of Cameroon.
She has faced some challenges in life such as sickness, the death of a family member and inadequate capital to improve her business, which is the greatest problems she is currently facing.
With this loan, she plans to improve her farming and improve the present situation of her business. She plans to buy grand nuts, cocoyams, plantains and bananas. She will also buy beans, garri and seedlings for her farm. Most of the items will be bought in bulk to allow her to benefit from discounts. She believes her business will succeed because of her longevity and the high demand for her commodities in her community. The community will benefit in that people will not have to travel long distances to buy food items.
The profit will help her improve the situation of her family, providing better education and meeting health care needs, and also help her to expand her business. She prefers a loan from GHAPE because of the convenient repayment period, low interest and the social education they provide.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
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  • $1,173,050
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  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD