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Ngwele is married and blessed with one child, who is below the age of fifteen. They live in a three-room apartment in the Bamenda Mezam Division of Northwest Cameroon. She has faced some challenges in life including the death of her sister, the illness of her mother, and the inadequate capital to provide for the daily needs of her family.

Ngwele has a business making dresses. With this loan she plans to buy more material for the smooth running of her business (traditional wear, threads, equipment), and the rest of the loan will be reserved to facilitate the function of the business. She believes that her business will succeed because of her knowledge, the high demand for traditional dresses, the business location, and the regular customers who buy from her and resell in difference towns. The community will also benefit because they will not have to go a long distance to buy their dresses.

With her profits, Ngwele will be able to improve the housing conditions of her family, pay school fees, and expand her business. She prefers a loan from GHAPE because of the convenient repayment period, low interest rate, and the social education they provide.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,188,175
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD