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Acácio is married and the father of 3 children, 2 of whom attend School. He lives in his own house and supports 4 other members of his family by sending them money for ongoing expenses.

He's a teacher and a permanent employee of the Ministry of Education and with this loan he plans to buy construction materials (cement, iron, sand, stone and others) to continue the building work on his house.

In future Acácio hopes to complete, paint and furnish his house and to this end he commits to duly paying off the loan so as to solicit further loans from Hluvuku.

His challenges are to remain healthy and the lack of funds required to undertake all his projects.
View original language description ↓
Casado e pai de 3 filhos dos quais 2 frequentam a Escola, vive na casa própria e sustenta mais 4 membros da sua família enviando dinheiro para despesas correntes.
É docente e quadro do Ministério da Educação e com o presente empréstimo pretende comprar material de construção (cimento, ferro, areia, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir, pintar e mobilar a sua casa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é manter-se saudável e a insuficiência de fundos para realizar todos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 20
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Acácio buy construction materials (cement, iron, sand, stone and others) to continue the building work on his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 17, 2013