Sina is 30 years old. She is married and has five children. She has a small garden where she grows cabbages and tomatoes that she can sell in her community or at the market. She has been doing this for three years. Sina needs a loan to purchase more chemicals, vegetable seeds and a wheelbarrow to extend her business. She has been a member of SBPD since 2010. Sina will use the profits from her sales to save for her kids' education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.