Joseph is 31 years old and is married with four children. He sells rice. He has four years of experience with this business, and he works from 7 a.m. until 5 p.m. every day of the week except Sunday.
Joseph has requested a loan via Vision Finance Company, Kiva's field partner, in order to purchase a huge quantity of rice for resale. With any profits, Joseph plans to reinvest in his business, save for his future and buy medical insurance for his family.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.
VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.