Lufo is 42 years old and married with 4 children. She has a small garden where she grows vegetables that she can sell in her community or at the market. She has been doing this for many years. Lufo needs a loan to get all the equipment for her business. She has been a member of SPBD since 2012. Lufo will use the profits from her sales to provide for her family's daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.