Sela is 48 years old and married with two children. For many years, she has owned and operated a small store where she sells items such as soap, snacks, washing powder, and other products. Sela became a member of SPBD in 2008 to access business capital.
Sela is requesting a loan to buy soap, washing powders, sugar, salt, snacks, and other products. She hopes to use her profits to help with the education of her children.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.