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Lena is 28 years old. She lives in Gyumri town with her parents. Lena is a very intelligent and hard-working, young lady. She is currently in her first year of studies at Public Administration Academy of the Republic of Armenia, where she works toward her master’s degree in the field of jurisprudence.

In addition to her studies, Lena also works as a lawyer at a local company. Unfortunately, her income doesn't allow her to cover her educational costs. So, Lena has applied for this loan to pay for her university tuition.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 407.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Lena to pay for her university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 11, 2012
Currency Exchange Loss:
Nov 18, 2013