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Carmena is married and has five children. Carmena, 40, resides in Calabayan, Ozamis City. She owns and operates a motorcycle-transport business to earn a living. She's been in the business for six years. Each month, she earns 4,000 PHP (Philippines pesos) doing this type of work.

She requested a loan of PHP 10,000 to purchase additional vehicle spare parts. Carmena has been a member of GDMPC since 2007. In the future, Carmena wants to build a house and have her children finish their studies.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1639
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Carmena to purchase additional vehicle spare parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 11, 2012
Currency Exchange Loss:
Jun 21, 2013