Ulufale is a 48-year-old married woman with five children. She would like to start growing vegetables to earn a living. Ulufale has requested a loan to buy tools and seeds to start her business. She has been a member of SPBD for one year. Ulufale will spend her profits to pay for her children's school fees and will save more money to purchase new land to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.