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Uriat is a 53-year-old widow and mother of four sons. She is a good, quiet person.

As her family's main income provider, Uriate has been working in animal husbandry since 1980. She started her business with 3,000 som. Thanks to persistent work, today she has two dairy cows and ten sheep on her farm. Additionally, Uriat cultivates 1.2 hectares of land with sainfoin and barley.

With long-term business development in mind, Uriat turned to Bai Tushum and Partners for a loan of 80,000 som to purchase lambs to feed and later resell. She plans to use the income from the loan to eventually increase the number of livestock on her farm and to renovate her home next year.
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Урият 53 года, вдова, мать 4 сын. По характеру человек очень хороший и спокойный. Урият в качестве основного дохода с 1980 года занимается животноводством, начав этот бизнес с суммы в 3,000 сом. Благодаря упорному труду Урият в ее хозяйстве на сегодняшний день имеется 2 дойные коровы, 10 овец. Также, Урият обрабатывает 1,2 га земли с эспарцетом и ячменем. В целях дальнейшего развития своего бизнеса, Урият обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку овец – молодняка для откорма и перепродажи. Доходы от кредита Урият планирует вложить в дальнейшее увеличение количества домашней скотины, и на следующий год отремонтировать дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Uriat to purcahse some lambs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2013